Thanks @Srikumar for a great drive and everybody did quite well !
The fire incident still disturbs me. First , that vehicle could have been saved if atleast the group that came in with the FJ had ensured everyone had fire extinguishers. I also generally see people reluctant to give their extinguishers - I saw the guys looking for extra extinguishers for a good 5 minutes.
Second , does off road insurance cover this ? I think it's safe to say that it's a good idea to keep one .